1. Personal Information We Collect
1.1. Personal information you provide to us directly. We may collect the following categories of personal information from you when you voluntarily provide them to us through a web form or similar request:
1.2. Personal information we collect from your use of our Services. Our systems (either internally or through our service providers) may automatically record the following personal information about you when you visit our Site:
1.3. Information we may collect about your customers. We also obtain information about your customers, vendors or tenants on your behalf when they transact with you (“Your Customers’ Data”). We collect Your Customers’ Data when they transact with you through your use of Nophin’s Services, for instance when they make a payment, or receive an invoice from you. The Customer Data we collect will vary depending on how you use our Services and which Services you use. Your Customers’ Data may include:
1.5. Cookies, and similar technologies. We gather certain information using technologies such as cookies, beacons, and pixels (collectively, “cookies”), which are tracking technologies that allow us and our partners to record pieces of information about you or your device whenever you visit or interact with our Services. We use various technologies to collect and store information when you use the Services, and this may include sending one or more cookies or devices identifiers, which we classify as follows:
To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.aboutcookies.org, www.allaboutcookies.org, and http://optout.aboutads.info/.
To opt out of being tracked by Google Analytics across all websites visit: tools.google.com/dlpage/gaoptout.
1.6. Your communications with Nophin. Any data you provide to us may be stored digitally or in hard copy. Surveys and conversations via email, phone, and social media may also be stored and associated with your account.
1.7. Other sources. We may obtain information about you from other publicly available sources, including through government and civic systems. We collect information from government-provided public records to verify other personal information we collect from you. For avoidance of doubt, government-maintained, publicly available records do not constitute personal information and are not within the scope of this Policy.
2. How We Use Your Personal Information
2.1. Reasons we use your personal information. We use your information in the following ways:
2.2. Other reasons. We may combine the information we collect from our Services to create new data sets, which we may use in any manner consistent with the purposes stated above. We may also use your information in any way that you provide your consent for.
2.3. Do not track. Some internet browsers may be configured to send Do Not Track signals to the online sites that you visit. Our Site does not respond to Do Not Track signals.
3. How We Share and Disclose Your Personal Information
3.1. Nophin shares your data with third parties as permitted by law to the following parties:
3.2. Minors and Unintentional users. Nophin does not knowingly collect, store, or disclose any personal information about children under the age of 18. Nophin is not intended to be used by any individuals under the age of 18. We will attempt to remove any information that has been collected on minors, unless we have a legal obligation to retain it.
4. Your Rights.
4.1. Notifications. By using the Services or providing personal information to us, you agree that we may communicate with you electronically regarding security, privacy, and administrative issues relating to your Service. You are free to opt-out of receiving email offers at any time by emailing firstname.lastname@example.org or by clicking the unsubscribe link in any marketing material you receive from us. This will not unsubscribe you from critical emails required for the provision of our Service. This includes but is not limited to emails regarding payments due, payments received, payments missed. It is your responsibility to provide us with your accurate email address, contact, and other information related to your use of banking services and to maintain and update promptly any changes in this information. You can update your information through Nophin Services or by contacting us at email@example.com. To help protect the confidentiality of your personal information, please do not send us any confidential information via unencrypted email messages. In the event of a security breach, we will attempt to notify you electronically by mail, email, or notice on our Services. You may opt-out of future text solicitations by responding to any text with the word “STOP” and may opt-out of telephone solicitations to your residential or mobile phone by asking the caller to be placed on our do-not-call list.
5. Security. The security of your personal information is very important to Nophin. We use physical, electronic, and administrative safeguards that are designed to protect your personal information from loss, misuse, and/or unauthorized access, disclosure, alteration, and destruction. However, no information transmitted over the Internet or other network can be guaranteed to be 100% secure. As a result, while we strive to protect information transmitted on or through our Site or Services, we cannot and do not guarantee the security of any information you transmit on or through the Site or Services and you do so at your own risk.
7. Sale of Information. We do not sell or rent personal information collected by our Services to third parties.
8. Regional Privacy Statements.
8.1. California Privacy Statement. California Civil Code Section 1798.83, also known as the “Shine The Light” law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.
8.2. Nevada Privacy Statement. Residents of the State of Nevada have the right to opt out of the sale of certain pieces of their information to other companies who will sell or license their information to others. Nophin does not sell personal information.
9.1. Unauthorized use. You are solely responsible for all activities that occur under your account and will immediately notify Nophin about any unauthorized use of your password and/or of your account.